Lynne is with some friends, including 'Mantha. 'Mantha says that Sammy has a cousin in insurance and whatever happens she's okay for life. Another friend says that Dick took out a life policy in her favour the day they were married. Lynne asks Polly what she would get if she lost Percy. Polly replies that she would probably get a Pekinese.
Insurance is the topic of conversation and all the women want to throw in their tuppence worth. The lady who is married to Dick must have had a strange wedding day if he was on the phone to his insurance broker that afternoon. These policies take a long time to sort out so there's a chance he would have missed a good chunk of his own wedding reception. But that man will do anything for his wife.
Polly's husband on the other hand has taken out a very strange insurance policy which states that if he dies, his wife will receive a toy dog of some sort. Whether Polly has the choice of dog is not known but she seems to know which breed she will get. She seems to think that this is a normal policy. Percy on the other hand will be giving all his money to a third party in the event of his death. Maybe, the local dog shelter will be receiving this money and will gladly give his widow a dog of her choosing as a sign of their gratitude. Whichever way you look at it, Polly will be penniless.